Finance

Need Cash for an Emergency? A-Z Guide of Availing Personal Loan

Need Cash for an Emergency? A-Z Guide of Availing Personal Loan

Life is unexpected, which means cash emergencies can occur at any time. The COVID-19 pandemic is the biggest example of how unforeseen events can take a huge toll on our lives and our financial portfolio. This pandemic has affected everyone in many ways; facing a cash crunch more than ever, pay cuts, lay-offs, medical emergencies, etc. And to deal with such emergencies, you need to have a strong corpus to fund the same. However, not everyone has an amount stash somewhere, and in those cases, an availing personal loan can help you ride the emergency wave.  Whether you need an…
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KYC in Banking – A Great Solution to Keep Fraudsters Away

KYC in Banking – A Great Solution to Keep Fraudsters Away

Financial institutions have significant challenges in determining who their customers are and putting in place procedures to avoid financial crime. Financial firms (banks, credit unions, etc.) are required to follow a series of complex KYC standards for client verification. Know Your Customer (short for KYC) is a series of steps that are carried out to validate a user's identity before or at any time during their dealings with other financial firms. Money laundering, terrorism funding, and other common fraud schemes can all be thwarted by adhering to know your customer regulations. Financial companies can more precisely spot suspicious activity by…
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5 Reasons Your Business Needs A Loan for Future Success

5 Reasons Your Business Needs A Loan for Future Success

Growing a business requires you to put money into growth expenses like advertising, equipment, and property. You may find it difficult to manage all those expenses on top of the costs of running your business. Your business cannot afford to pay upfront for its needs until it grows.  There is no way around it. Investing in your business will help you grow, but how do you invest while keeping cash on hand for operational expenses? The solution might be a small business loan in India. It can be scary to borrow money for your business, but a loan can assist…
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Things to Remember While Taking Personal Loan on an Aadhaar Card

Things to Remember While Taking Personal Loan on an Aadhaar Card

Personal loans are quite popular these days and are certainly based on income, age and the credit score of an interested individual. They are made available both online (website/mobile app) and offline by banks and NBFCs. Over the years, address proof, age proof and identity proof related documents have played a significant role when it comes to approving the personal loan application made by a person but now has been replaced by a single Aadhaar card.    What is a Personal Loan over an Aadhaar Card? There is not much difference between a traditional personal loan and a modernistic personal loan…
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5 Best Ways to Earn with Cryptocurrency

5 Best Ways to Earn with Cryptocurrency

Are you, like many others, looking to make extra income online? Well, cryptocurrencies offer a great opportunity for anyone who wants to earn online without dedicating a lot of their time or money. There are many ways to earn with crypto, some of which require your active presence while others do not. One good thing about the crypto market is that it is full of innovations. Because the competition is always so high and many new cryptocurrencies are coming in daily, developers are constantly making new innovations and offering more and better ways to earn with cryptocurrencies. Irrespective of what…
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Which is the Best Way to Avail an Online Personal Loan?

Which is the Best Way to Avail an Online Personal Loan?

Personal loans are the best instrument to get instant funds for urgent financing. These loans provide the fastest solutions to meet unforeseen expenses or fuel dream aspirations. The added advantage of personal loan is they do not come with end-use restrictions. The borrower can avail the funds of up to 25 lakhs and put them to any use, personal or professional.  The borrower can repay personal loans easily within 12 months to 5 years in equated monthly installments (EMI).  One can avail of these loans at the lowest interest rates if one meets the eligibility criteria. Low-interest rates make it…
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How to Apply for a Personal Loan from Fullerton India App?

How to Apply for a Personal Loan from Fullerton India App?

Emergencies walk in without any prior notice and demand immediate funds that could be missing. The only loan that tends to help in such times is a personal loan. You can get quick funds transferred to your bank account by applying for a personal loan. It just takes submitting an online application and uploading a few of your documents. No more waiting in long lines and putting together the paperwork to apply for personal loans. The Fullerton App makes it easy to apply for a personal loan from anywhere and at any time. You don't have to wait in long lines; all…
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Different types of Personal Loans you should consider

Different types of Personal Loans you should consider

Besides their collateral-free nature, zero end-use restriction makes personal loans one of the most popular financial products. RBI data showing 13.5% y-o-y growth of personal loans, as of March 2021, testifies this fact. Such flexible end-usage helps individuals avail different types of personal loan to meet several requirements. Potential borrowers must be aware of these categories beforehand to see if their needs fall under any of them. What are the different types of personal loans available in India? Following is a list of different types of personal loans one can opt for: Medical loan: Medical emergencies occur without any warning.…
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Use Best UPI QR Code App for Secure Payments

Use Best UPI QR Code App for Secure Payments

Digital payments have offered utmost convenience to the users and have proved beneficial for businesses also. With a sufficient amount in your account and a smartphone with a steady internet connection, you can quickly pay a vendor, and the transaction completes within seconds. Another reason behind the widespread use of the UPI QR code app is that it is a contactless payment option. Neither the payer nor the receiver comes in contact with each other. Hence, putting an end to the chances of virus spread.  Other than this, the transactions remain transparent, and the accounting work gets sorted well. At the same…
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Calculate Fixed Deposit Interest Rates in 2022

Calculate Fixed Deposit Interest Rates in 2022

Month-to-month fixed income is provided by Fixed Deposit Monthly Income Schemes, which provide guaranteed returns at a specific interest rate every month. The duration of the FD scheme can be as long as ten years in length. A fixed deposit with monthly payouts typically earns interest at a discounted rate under this scheme. In 2022, India's FD and RD rates are likely to rise. You can use the fixed deposit monthly interest calculator to determine how much interest you will receive each month based on the amount of money you deposit, the rate of interest, and the length of time you…
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